Calculate recurring deposit maturity and interest. Plan your monthly savings with compound interest.
Recurring deposit maturity is calculated like SIP: you deposit a fixed amount every month. Future value = P × (1 + r) × ((1 + r)^n − 1) / r, where P = monthly deposit, r = monthly rate, n = months. Interest = Maturity − Total deposited.
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Calculate maturity amount and interest earned on your fixed deposits.
RD is a bank product where you deposit a fixed amount every month for a fixed tenure. Interest is compounded quarterly. At maturity you get the total deposited plus interest.
RD uses the same formula as SIP: Future value = P × (1 + r) × ((1 + r)^n − 1) / r, where P = monthly deposit, r = monthly rate (annual rate ÷ 12), n = number of months. Interest = Maturity − Total deposited.
Yes. RD interest is taxable as per your slab. TDS may apply if interest exceeds the threshold. This calculator shows pre-tax maturity.
FD: one-time deposit, good if you have a lump sum. RD: monthly deposits, good for regular savers. Compare maturity for your amount and tenure; often FD rates are slightly higher for similar tenure.
Yes. This RD calculator is free. Enter monthly amount, rate and tenure to see maturity and interest. No signup.