Calculate Public Provident Fund maturity. Max ₹1.5 lakh/year. Tax-free returns. Government-backed.
PPF is a government-backed, tax-free scheme. You can deposit up to ₹1.5 lakh in a financial year. Interest is compounded annually. Tenure is 15 years (extendable). Maturity = Annual deposit × (1 + r) × ((1 + r)^n − 1) / r, with contributions at the start of each year.
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PPF (Public Provident Fund) is a government-backed, tax-free savings scheme. You can invest up to ₹1.5 lakh per financial year. Tenure is 15 years (extendable in blocks of 5 years). Interest and maturity are tax-free.
The maximum you can deposit in a PPF account in one financial year is ₹1.5 lakh. You can deposit in lump sum or in installments. The current interest rate is set by the government and compounded annually.
No. PPF interest and maturity amount are fully tax-free under the EEE (Exempt-Exempt-Exempt) regime. There is no TDS on PPF.
Yes. You can extend your PPF account in blocks of 5 years with or without further contributions. The calculator assumes a 15-year tenure; for extended periods, adjust accordingly.
Yes. This PPF calculator is free. Enter annual deposit and expected rate to see maturity. No signup required.